The Financial Conduct Authority does not regulate on Estate Planning.

Inheritance Tax Planning

Inheritance Tax accounts for generally about 0.8% of government income, raising around £2 billion in 2001 and around £2.7 billion in 2011.

Currently, the threshold stands at £325,000 (2015/16 tax year) for each individual.

If your estate stands above this, tax may become due on your death, but careful planning during lifetime can mitigate some or all of this tax.

If you feel you are in this position, and would like an assessment of your circumstances, and how tax could be reduced, then please talk to us

To speak to one of our consultants you can either call us on 01564 776016 or submit an enquiry form and we will contact you shortly.

Buy to Let mortgages differ from Residential mortgages, you will need to consider:

  • Potential rent returns, as lenders will often use this as a guide to determine the amount they will lend rather than solely income.
  • Interest rates on a Buy to Let historically tend to be slightly higher.
  • Lenders will expect a larger deposit to be placed on the property for additional security, usually at least 25%